Terms of Use

These Terms of Use govern your use of www.cognus.asia (the “Website”), operated by Cognus Limited (“Cognus”, “we”, “us”), Suite 9–11, 16/F Tai Yau Building, 181 Johnston Road, Wanchai, Hong Kong. By using the Website you agree to these terms. If you do not agree, please do not use the Website.

The content of the Website is provided for general information only. It does not constitute financial, investment, legal, tax, accounting or other professional advice, and should not be relied on as such. Nothing on the Website is an offer, invitation or solicitation to buy or sell any security or financial product, or to provide any service, in any jurisdiction where such an offer, invitation or solicitation would be unlawful.

Using the Website or contacting us through it does not create a client, advisory or fiduciary relationship with Cognus. We act for clients only under a signed engagement letter.

Please do not send confidential, commercially sensitive or price-sensitive information through the Website or by unsolicited email before we have agreed terms of engagement and, where appropriate, a confidentiality agreement with you. Until then, we cannot accept any duty of confidentiality in respect of such information, although we will handle any personal data in line with our Privacy Policy.

The Website and its content - including text, design, photographs and the COGNUS name and wordmark - are owned by or licensed to Cognus and are protected by intellectual property laws. You may view and print pages for your own personal, non-commercial use. You may not otherwise copy, reproduce, modify, distribute or use any content, or use our name or wordmark, without our prior written consent.

You must not use the Website in any unlawful way; attempt to gain unauthorised access to the Website or its systems; introduce viruses or other harmful material; use automated means to scrape or harvest content or data; or frame or mirror the Website.

We aim to keep the Website accurate and up to date, but it is provided "as is" and "as available". We make no warranty that the content is complete, accurate or current, or that the Website will be uninterrupted or free from errors or viruses. We may change or withdraw any part of the Website at any time without notice.

Links to third-party websites are provided for convenience only. We do not control and are not responsible for their content or practices.

To the fullest extent permitted by law, Cognus, its partners and staff shall not be liable for any loss or damage, whether direct, indirect or consequential, arising from your use of, or reliance on, the Website or its content. Nothing in these terms excludes or limits any liability that cannot be excluded or limited by law, including liability for fraud or for death or personal injury caused by negligence.

Our use of personal data and cookies is described in our Privacy Policy and Cookie Policy.

We may amend these Terms of Use at any time by posting the updated version on the Website. The "Last updated" date shows when they were last changed. Your continued use of the Website after that date means you accept the updated terms.

These Terms of Use are governed by the laws of the Hong Kong Special Administrative Region. The courts of Hong Kong have non-exclusive jurisdiction over any dispute arising from them. This does not deprive you of any protection given to you by mandatory laws of the country where you live.

Cognus Limited, Suite 9–11, 16/F Tai Yau Building, 181 Johnston Road, Wanchai, Hong Kong · info@cognus.asia